Fofie, Gloria A. “What Influence Customer Patronage of Insurance Policies: An Empirical Assessment of Socio-Economic and Demographic Determinants of Insurance Patronage in Ghana”. International Review of Management and Marketing, vol. 6, no. 1, Jan. 2016, pp. 81-88, https://econjournals.org.tr/index.php/irmm/article/view/721.