Uddin, Mohammed Ahmar, Mohammed Abdul Imran Khan, and Shariq Mohammed. “An Empirical Study of Automated Teller Machine Users in Oman”. International Review of Management and Marketing 6, no. 4 (October 25, 2016): 904–908. Accessed November 23, 2024. https://econjournals.org.tr/index.php/irmm/article/view/3088.